Behavioral Finance

Why Saving Is Hard: The Psychology of Spending

How modern consumption leverages human wiring, and how to design guardrails that protect slack

Jan 21 • Bernardo

Lifestyle Inflation Trap: The Upgrade-to-Obligation Pipeline

A behavioral map of how lifestyle upgrades become fixed costs, and the guardrails that protect slack

Jan 7 • Bernardo

Tariffs and the Trade War Sell-off: A Case of Conviction and Disciplined Investing

Echoes of 2008, 2020, and every panic before; history doesn't repeat, but it rhymes

Apr 10, 2025 • Bernardo

The Cost of Hesitation: Lessons From Errors of Omission, Sunk Cost Fallacy, and Opportunity Cost

Reflections on mistakes that shaped my investment philosophy

Jan 19, 2025 • Bernardo

Volatility Isn't Risk: Lessons in Temperament and Conviction

How to view market swings as opportunities, not threats

Jan 12, 2025 • Bernardo

The Intelligent Investor: Timeless Lessons and Their Modern Relevance

Reviving value investing teachings by Benjamin Graham in a modern context

Sep 19, 2024 • Bernardo

The Essential Guide to Value Investing: Insights from The Intelligent Investor

Timeless wisdom in value investing: How The Intelligent Investor has shaped my investing journey

Sep 16, 2024 • Bernardo

#nojs-banner { position: fixed; bottom: 0; left: 0; padding: 16px 16px 16px 32px; width: 100%; box-sizing: border-box; background: red; color: white; font-family: -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol"; font-size: 13px; line-height: 13px; } #nojs-banner a { color: inherit; text-decoration: underline; } This site requires JavaScript to run correctly. Please turn on JavaScript or unblock scripts